1-on-1 Financial Coaching
Each employee gets private, confidential sessions with a certified financial coach. Personal budgeting, debt strategy, savings goals — addressed on an individual basis.
Financial Stress Is Your #1 Hidden Productivity Killer. Here's the Fix.
74% of employees say financial stress impacts their work performance. EmeraldHouse Consulting's financial wellness programs give your team the tools, education, and support to thrive.
The Business Case
Why Financial Wellness Is a Business Problem — Not Just a Personal One
When your employees are financially stressed, your business feels it. Here's what the data shows.
74%
Of Employees Are Financially Stressed
Nearly three-quarters of your workforce says financial worries actively impact their job performance and focus.
3× ROI
Employer Return on Investment
For every dollar invested in a workplace financial wellness program, employers see an average return of three dollars through productivity gains and reduced turnover.
34% → 12%
Turnover Reduction Achieved
EmeraldHouse Consulting clients have reduced annual employee turnover from 34% down to under 12% within 18 months of launching a financial wellness program.
Program Components
What's Included in Your EmeraldHouse Consulting Wellness Program
Debt Management Workshops
Group workshops covering strategies for student loans, credit card debt, and other financial obligations — practical, judgment-free, and immediately actionable.
Retirement Readiness Planning
Help employees understand their retirement options, maximize 401(k) participation, and build long-term financial confidence that reduces anxiety today.
Financial Literacy Series
A structured curriculum covering budgeting basics, investing fundamentals, insurance literacy, and major life financial events — for all experience levels.
The Business Case
Financial Wellness Pays for Itself — Many Times Over
Financial stress costs U.S. employers an estimated $500 billion per year in lost productivity, absenteeism, and turnover. The hidden cost for your business is likely higher than you think.
EmeraldHouse Consulting clients who implement a financial wellness program see measurable, documented results within 6–12 months — improvements in productivity, attendance, and employee loyalty.
Most important: financial wellness is now the #3 most desired employee benefit — behind only health insurance and retirement savings. Offering it signals that you're a company that genuinely cares.
ROI Snapshot
$500B
Annual U.S. employer productivity loss from financial stress
28%
Lower absenteeism among financially well employees
#3
Most desired employee benefit — after health & retirement
The Process
How EmeraldHouse Consulting Launches Your Wellness Program
Program Design
We assess your team's financial wellness needs and design a custom program aligned with your workforce demographics and business goals.
Enrollment
Simple, private enrollment process for all employees. Participation is voluntary, and all individual sessions remain completely confidential.
Live Workshops
Group sessions delivered live (in-person or virtual) on a schedule that works for your team — no disruption to business operations.
1-on-1 Coaching
Employees meet individually with a certified financial coach. Sessions are scheduled at their convenience and completely private.
Quarterly Reporting
You receive aggregate program reports showing participation rates, engagement trends, and measurable impact on your team's financial wellness.
See It in Action
Schedule Your Free Program Demo
See exactly how EmeraldHouse Consulting's financial wellness program works — and how quickly your team could start feeling the difference.